2018 has officially come to an end, and much to your chagrin, you haven’t quite saved up as much money as you’d hoped to.
Are you looking for ways to save money in 2019? We’ve put together a list of a few ways you can save on your expenses this year. Keep reading to see your bank account grow!
Paying only with cash rather than your card is a great psychological trick you can use on yourself. It’s been proven time and time again that we’re much more likely to spend more when we pay with a card.
Having to physically part with your money rather than just scanning a card really drives home the amount you’re spending. Also, when you allocate a certain amount of money to spend, when it’s gone, it’s gone.
As long as you aren’t prone to losing money, paying only with cash is a great way to save money in 2019.
For many people, food is one of their biggest expenses. But it doesn’t have to be. If you cut back on eating out at restaurants and ordering takeout, you could save hundreds of dollars every month.
With a little effort, you can most of your meals yourself, using inexpensive ingredients. Food might not seem all that pricey, but if you’re eating out regularly, it can easily add up.
Coupons are a great way to cut costs. They can save you a few dollars here and there at the grocery store but they can also save you a significant amount on larger expenses like HVAC systems.
A lot of people like to ring in the new year with a gym membership. But do you really need it? You can do all the exercises you need to get in shape at home, free of charge.
If you do have a gym membership, look into the possibility of freezing your membership during the summer. Sometimes, you can freeze a membership for as little as $5 per month. During this time, you can enjoy the warm weather and the extended daylight by exercising outdoors.
Drinking alcohol can get incredibly expensive. Not only are the drinks themselves costly, but the alcohol can also lower your inhibitions to the point that you spend impulsively. You might order a large takeout meal, or you may make a few impulse purchases on Amazon.
Why not try going alcohol-free for a month? You might be surprised at just how much you can save.
These days, it’s becoming more common to work from home for a day or two during the week. Not only is this great for productivity, but it can also cut down on your expenses.
If you work from home, you don’t need to worry about commuting costs. You also don’t need to buy expensive food on the go. If you work from home consistently, you could also save money on clothes and laundry.
Want more tips on how you can save money? Try using our duct work coupons!