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Save Big in 2016

Posted on Money Saving Tips January 22, 2016 by Steven Williams

A new year means new resolutions to attempt in sticking to when it comes to saving money. Having more money in your savings is something everyone should aspire to, however, often times it is hard to save as much as we would like to. Below find some great changes you can make this 2016 to save big:

Ditch resolutions and set real goals:

Although there are usually good intentions when it comes to New Year’s resolutions, they often times become a distant memory a couple of months into the New Year. Instead of setting these resolutions that will most likely fizzle away, set concrete money specific goals. Unlike resolutions, these goals are specific, realistic, measurable, and include a plan that will lead you to success.

Negotiate better rates:

Although this can be an annoyance, rates for bills such as insurance and other services are not set in stone. Call your providers to ask for any discounts or specials at least once per year. You may be surprised what discounts a company will offer if you say you are taking your business elsewhere. Remember, every dollar counts when saving money!

Do not spend excess amounts of money:

Pull the plug on non-essential items such as your daily coffee run or gym memberships that you aren’t even using. You’ll be surprised how much extra money you are spending that you could potentially be saving.

Don’t be passive about your spending:

Don’t wander where your money went, keep track of your finances and have an understanding of where each and every one of your dollars has gone.

Keep an emergency savings:

Emergency savings should be a number one priority. It is always important to save for a rainy day because you never know what exactly the future holds!

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